Oak Harbor
1751 Goldie Road
Oak Harbor, WA 98277
(360) 240-9242
Monday - Friday 8:00am - 5:00pm
Closed for Lunch Noon - 1:00pm
Saturday - Sunday closed
Coupeville
19762 SR 20
Coupeville, WA 98239
(360) 678-4322
Monday - Friday 8:00am - 5:00pm
Closed for Lunch Noon - 1:00pm
Saturday - Sunday closed
deductible
Can you save me my deductible?
An honest repair shop will always say no. Your insurance policy is a contract between you and your insurance carrier. It states that if you are involved in a collision, you are responsible for the first portion of the repairs (your deductible) and any depreciation or betterment on mechanical parts. The insurance company will pay the rest.
If we do fewer repairs than agreed to with the insurance company, you are still responsible for the initial amount – your deductible. Any reduction in cost should go; directly, to the insurance company.
However, there is a legitimate way to reduce your cost. Suppose you have a small scratch on your chrome bumper. Suppose further that it would cost $400 to replace it. You can talk to the insurance company about an "appearance allowance." An appearance allowance is a negotiated compensation for NOT replacing your bumper and agreeing to compensate you somewhere between $0 and $400. The agreed upon price is a matter for you and your insurance company to negotiate.
An honest repair shop will always say no. Your insurance policy is a contract between you and your insurance carrier. It states that if you are involved in a collision, you are responsible for the first portion of the repairs (your deductible) and any depreciation or betterment on mechanical parts. The insurance company will pay the rest.
If we do fewer repairs than agreed to with the insurance company, you are still responsible for the initial amount – your deductible. Any reduction in cost should go; directly, to the insurance company.
However, there is a legitimate way to reduce your cost. Suppose you have a small scratch on your chrome bumper. Suppose further that it would cost $400 to replace it. You can talk to the insurance company about an "appearance allowance." An appearance allowance is a negotiated compensation for NOT replacing your bumper and agreeing to compensate you somewhere between $0 and $400. The agreed upon price is a matter for you and your insurance company to negotiate.
Coupeville
19762 SR 20
Coupeville, WA 98239
(360) 678-4322
Monday - Friday 8:00 am - 5:00 pmClosed for Lunch Noon - 1:00 pm
Saturday - Sunday closed
Saturday - Sunday closed